What I can help with
- Understanding if you qualify PLACEHOLDER — Many people don't realize they qualify for Medicaid Savings Programs (QMB, SLMB, QI) that help pay Medicare premiums and cost-sharing. We'll walk through the basics of AHCCCS (Arizona Health Care Cost Containment System) eligibility together.
- Dual-Eligible Special Needs Plans (D-SNPs) PLACEHOLDER — D-SNPs coordinate your Medicare and Medicaid benefits into one plan with one card. Typically $0 premium, lower out-of-pocket costs, and extras like transportation to medical appointments, dental/vision, and over-the-counter allowances.
- Care coordination PLACEHOLDER — Many D-SNPs assign a care coordinator who helps you navigate appointments, prescriptions, and benefits. Useful for seniors managing chronic conditions or multiple providers.
- Switching or re-enrolling PLACEHOLDER — If your Medicaid status or health needs change, you may qualify for a Special Enrollment Period to switch plans outside the regular Annual Enrollment Period.
Common questions
How do I know if I qualify for Medicaid?
PLACEHOLDER — In Arizona, Medicaid is called AHCCCS. Eligibility depends on income, assets, and household size. Even if you don't qualify for full Medicaid, you may qualify for a Medicare Savings Program that pays your Part B premium. Call me and we can check together.
What's the difference between a D-SNP and a regular Medicare Advantage plan?
PLACEHOLDER — A D-SNP is a Medicare Advantage plan designed specifically for people who have both Medicare and Medicaid. It typically offers richer benefits and lower cost-sharing than a standard MA plan because Medicaid picks up the gaps.
Does it cost anything to work with you?
PLACEHOLDER — Nothing. Carriers pay me directly through the commissions already built into plan pricing. Your premium is the same whether you enroll with me or on your own — you just get a real person to call when questions come up.