What I can help with
- Medicare Advantage (Part C) All-in-one plans that bundle hospital, medical, and usually drug coverage — often with extras like dental, vision, and fitness benefits.
- Medicare Supplement (Medigap) Plans that pair with Original Medicare to cover the gaps — deductibles, coinsurance, and copays.
- Part D (Prescription Drug Plans) Standalone drug coverage, priced against your actual prescription list so you see true annual cost — not just the monthly premium.
- Dual-Eligible Special Needs Plans (D-SNP) If you qualify for both Medicare and Medicaid, a D-SNP is built specifically for you — with extra benefits, care coordination, and often $0 premiums. See the Medicaid / dual-eligible page for more.
- Annual plan reviews Every year during the Annual Enrollment Period (AEP, Oct 15–Dec 7), I review your current plan to make sure it's still your best option.
Common questions
When am I eligible for Medicare?
PLACEHOLDER — Most people become eligible at age 65, but you can also qualify earlier through disability (24 months of SSDI) or specific conditions (ESRD, ALS). Your Initial Enrollment Period is a 7-month window around your 65th birthday.
How much does it cost to work with you?
PLACEHOLDER — Nothing. Insurance carriers pay me directly through commissions built into plan pricing — whether or not you use an agent. Your premium is the same either way.
What's the difference between Medicare Advantage and Medigap?
PLACEHOLDER — Different approaches to the same goal (filling Original Medicare's gaps). Advantage plans replace Original Medicare with a private plan, often with extra benefits and a network. Medigap works alongside Original Medicare, covering cost sharing with broader provider access. We'll compare both for you.